First-time buyer
€ 1.995
For your first home.
- Guidance through your mortgage application up to completion with the notary
- Help arranging a valuation and finding a notary
Arranging disability or life insurance is not included.
Free introduction
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Fees
Clear about the costs.
Choose your situation. See the fee, what is included and which additional costs may apply.
Business owner?
+ € 395Sole trader / partnership
+ € 695Limited company owner
This supplement applies on top of each of the three fees.
Costs charged by third parties, such as the valuer and notary, are paid separately.
Arranging insurance
Life insurance
€ 249Arrangement fee per policy
Disability insurance
€ 249Arrangement fee per policy
These fees are additional to the mortgage service. The premium is paid separately to the insurer.
Included in your mortgage service
Here is what I do for you.
Your borrowing options
I calculate your borrowing capacity, monthly payments and the savings you need.
More than 35 lenders
I compare rates and conditions to find a mortgage that suits your situation.
Personal mortgage advice
I explain repayment options, fixed-rate periods and tax implications, so you understand your choices.
Planning for your future
We discuss affordability in the event of disability, unemployment, death and retirement, and suitable protection.
Your application handled
I collect and check your documents, submit the application and liaise with the lender.
Support through completion
I help arrange the valuation, find a notary and guide your financing through to completion.
Advice for your plans
Moving home, renovating or improving energy efficiency? Your plans shape my mortgage advice.
Available afterwards too
You can contact me directly after completion too. We agree any fees for new work in advance.
Assessing your risks is part of the mortgage advice. Arranging an insurance policy and the insurance premium are charged separately.
Good to know
Questions about fees?
Why is there an additional fee for business owners?
Assessing business income requires additional work. An income statement from an external specialist may also be needed.
What other costs may apply?
Possible costs include a valuation, notary, bank guarantee, business income assessment, structural survey, employment prospects statement and property transfer tax. Buy-to-let mortgages or divorce cases may also involve a supplement. We discuss the costs for your situation in advance.
Why does a mortgage increase cost € 1,995?
The lender reassesses your income, property value and application. This involves almost as much work as a new mortgage, even if your mortgage is already registered for a higher amount. In that case, another notary appointment may not be needed.
Is there a discount if I do not take out insurance?
No. We always assess whether disability or life insurance suits your situation. Arranging these policies is separate from the mortgage advice.
What does a change to my existing mortgage cost?
Some simple changes are free. For other work, we discuss the fee in advance. There is no subscription.
Let us meet first
Your first meeting is free.
We take up to 60 minutes to discuss your plans. Free and without obligation, online or at our Eindhoven office.
Book your free introduction